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Manufactured Housing: A Messy Picture
May 19, 2003, Revised February 14, 2005 What Is a Manufactured House? A manufactured home is built entirely in a factory, transported to a site, and installed there. It is distinguished from "modular", "panelized", and "pre-cut" homes, ... more...

What If I"m Fired Before the Loan Closes?
July 19, 1999 "Our offer on a house was accepted, we've been prequalified, the loan officer is coming out tomorrow to take my application, and I just got fired from my job. What should I tell the loan officer and what will this do to our loan? What if I find a job in the ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Depreciation
Depreciation Decline in the value of a house due to wear and tear, obsolescence, adverse changes in the neighborhood, or any other reason. Depreciation is treated as an expense and is a line item on an income statement. Depreciation can only be applied to the building and not ... more...

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Payday loan: A Complete overview
From different surveys, it is seen that the number of customers taking payday loan as well as payday lending companies are increasing frequently. If you are a person taking the payday loan for the first time or want to gather information regarding payday loan, then this article will be of great ... more...

Loan Sharks
In the world today, it is not at all unusual to find yourself short of the cash you need to pay your bills, feed your family and maintain a reasonable lifestyle. For every working stiff who runs out of money before they run out of week, there are unfortunately a number of shady characters willing ... more...

Loan Officer Training: How to Use Open Houses to Meet Agents
If youre searching for a proven method that leads to fast results, than this article is for you. Many times I come across loan officers who are either new in the industry and need to earn immediate income or who joined during the height of the refinance boom and now needs to build purchase business ... more...

What is a Loan?
A loan is money that you borrow and agree to pay back over a set period of time with interest. The amount of money you borrow is called principal, and interest is the cost for borrowing the money. The length of time set to pay back the loan is known as the term.It is best to get a loan only for ... more...

Finding the Right Bad Credit Loan UK
If you live in the United Kingdom and find yourself in need of money but lacking in credit, you might want to consider applying for a bad credit loan UK. These loans often are offered in a variety of different ways, from secured loans to unsecured loans, and may be used to cover a variety of ... more...

Where to Look for a Cheap Personal Loan
Looking for a cheap personal loan can sometimes be a chore, but if it saves you money in the end then it's likely a chore worth completing.A cheap personal loan probably isn't going to be the first loan that you're offered, though sometimes a person looking for a cheap personal loan will get lucky ... more...

How to Get a Secured Loan UK
Living in the United Kingdom, you might find yourself in the market for a secured loan UK. Before rushing out to try to find one, however, you might want to do a little bit of research after all, there's a bit more to it than simply heading down to the bank and getting them to loan you the money ... more...

What is a Secured Personal Loan?
A secured personal loan is the generic term for a loan. Essentially, a secured personal loan is one that is secured against your property.It is a low interest loan designed exclusively for homeowners. What this means is that, by taking out a secured loan, you are using your house to guarantee the ... more...

How to Find the Best Online Loan for Your Needs
When trying to find the best online loan to fit your needs, it's important to keep in mind that finding the best loan might take a little time and effort and that several pertinent questions might be raised.Instead of rushing right in to your quest of getting the best online loan, you should think ... more...

A Guide to Finding a Low Interest Loan UK
Finding the low interest loan UK that's best for your specific loan needs isn't always easy with so many lenders to choose from, you might feel a bit lost in the shuffle.Getting a good rate for a low interest loan UK doesn't have to be difficult, though; sometimes all that it takes is the ... more...


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