Federal Housing Administration (FHA)
FHA loan programs:FHA AccessFHA Cal GoldFHA Rural GoldFHA Mutal Mtg. InsuranceFHA 203 (k)FHA 203 bFHA 251FHA Title I programFHA MIP RefundThe Federal housing administration was created by Congress in 1934 as part of the national housing act. The purpose of the act, and of the FHA, was to generate ... more...

First-time House Buyers Still Finding It Tough to Get into the Market
Buying a house in the current housing market is tough. Becoming a first-time house buyer is very tough. Recent research by the Chartered Institute of Housing Cymru (CIH) has show just how difficult it has become for people in Wales aged 20-39 to get a foothold on the housing ladder, as the gap ... more...

The Truth behind Pension Mortgages
A pension mortgage may seem lucrative at the first sight. However, they seldom are, if the customers who took pension mortgage are to be believed.Nevertheless, before delving into the ill consequences of the mortgage, let us observe why pension mortgages seem lucrative. The most eye-catching ... more...

The 'Shop Until They Drop' Mantra Wont Guarantee You the Lowest Interest Rate
Looking for the lowest interest rate seems awfully easy, doesn't it? "What's your interest rate?" sounds like such a straightforward question. If it were true you would be able to jump on the Internet and easily look up interest rates offered by mortgage companies without any problem. But it's not ... more...

How to Prequalify a Buyer When You Sell Your Home "By Owner"
One questions many "for sale by owner" sellers ask is "how can I determine if a potential buyer can afford to buy my house?" In the real estate industry this is referred to as "pre-qualifying" a buyer. You might think this is a complex process but in reality it is actually quite simple and only ... more...

Expense List for Buying a Home
There are many expenses that come with buying a home. The following list is a good example of what to expect:Down payment - A minimum of 20% of the homes purchase price is usually required for the best loan terms and to avoid paying private mortgage insurance (see below), but its entirely possible ... more...

Bad Credit Home Purchase Loans Should You Purchase A Home?
Today, those with damaged credit have more opportunities to borrow to buy a house than they have had in the past. There are many lenders that specialize in what is often referred to as a bad credit home purchase loan. However, as with many things in life, just because you can, doesnt mean you ... more...

Recent Bankruptcy? It's Not Impossible to Obtain a Home Loan
Because the new bankruptcy laws go into effect on October 17, 2005, more Americans than ever are filing for relief using the federal bankruptcy laws. The vast majority are simply overextended and cannot possibly repay the obligations they have open.However, for many filers, the opportunity of ... more...

Two Easy Ways To Get Cheap Home Loans Online
If you're like most people, you probably want a cheap home loan - but don't know how to reduce your payments.There are some easy ways to do this. First, find the loan company with the lowest rates online. Second, get the best loan to value on your loan against the equity in your home.Lets check ... more...

Free And Easy Home Loan Tips!
Have you often wondered if you will ever own your own home, have your very own credit card with your name on it or how you will be able to purchase that special car youve had your eyes on for quite some time? Well, if you have ever asked yourself these questions before, this info will give you some ... more...

Bad Credit Home Loans - Pre-Approval is Still Possible With Adverse Credit History
If you are among the millions with less than perfect credit, there are many sources available to you in obtaining a mortgage. Lenders that specialize in mortgages for those with bad credit are competing for your business. The lender will analyze your credit report, credit score, debt-to-income ... more...