Getting a Job is Hard Graft
Well, I haven't been in this situation for some years now, thankfully, but it's good to reflect on old writings, and this is still true today, as it was then ...Probably the hardest part of being unemployed is not knowing when things are going to change for the better. That illusory hope for the ... more...

Drop Discounts and Earn Top Dollar
Every dollar you discount is a dollar of pure profit you're giving away. Therefore, your efforts to remove discounts will be richly rewarded.When buyers see list price, they expect discounts to follow. By changing the way you address the relationship between pricing and discounts, you can stop ... more...

Why You Need a Lender to Sell Your Home
Home sellers who are prepared to help buyers find financing will sell their homes faster, and for a larger selling price. Think about your potential buyers: some of them will have already arranged for financing, but many don't know how to buy a house. By offering financing options and being able to ... more...

Your Debt To Income Ratio
To stay out of debt, you must spend less money than you earn. Implementing this financial plan is often more difficult than it would seem. Your debt to income ratio is an important part of your overall credit history. If you spend more money than you earn, your debt to income ratio will be high, ... more...

Career Success Through Loving What You Do
Rumor has it that most people are living lives of quiet desperation, not engaged in work that brings them fulfillment. If thats true for you, take heart. There is a way for you to love what you do and do what you love.Some people set out working in organizations or committed to jobs only to find ... more...

Can You Escape the Trap of Ever Growing Debt?
It's difficult not to be concerned when facing numbers like these:43% of U.S. families spent more than they earned. On average, Americans spend $1.22 for each dollar they earn.Standard Households have about $8,000 in credit card debt.In the past decade Personal bankruptcies have doubledAmericans ... more...

Buying Houses: Types of Bargains to Find
To make a good profit in real estate, you must buy right. Check out all property types available to find the best transaction for your specific situation. Consider fixers, distressed sales, repossessions, multiple listings, for sale by owners, and vacant properties just wasting away.Distressed ... more...

Finances for the Freelancer
Budgeting and financial planning are great ideas, but how in the world do you budget or plan when you don't know from one month to the next how much money you're going to earn? You have months at a time when you earn very little money, and then during the prosperous months you're busy playing ... more...

Easing Your Financial Burdens With Credit Counseling
It is a well-publicized fact that more of us are getting ourselves into greater debt, and this may be true for you. The embarrassment of your financial situation can mean you are unlikely to seek credit counselling or other credit management solutions. Increased house prices and greater cost of ... more...

They Found Fortune on the Internet
Its exciting when people burdened with debt find a solution.Bill and Shona (real names changed for privacy) were up to their ears in financial problems when they decided on an unusual strategy. They would give each other $100 to find a solution to their situation.Bill immediately went online and ... more...

Official Disaster Relief- Help for Hurricane Katrina Survivors
During this very difficult time, many Americans will face overbearing challenges. OfficialDisasterRelief is here to provide assistance and referrals to agencies dedicated to rendering the necessary support for events like this.Here are some tips to keep in mind in the days and weeks following the ... more...

A Simple Cure For Anxiety And Depression
Our innate desire is to be happy, and when we move away from it, we experience fear.This fear is actually millions of years old, for it arises from the biological programming of our species.While we may not have to contend with a sabre-toothed tiger on any given day, we still use those very ... more...

Owning a Vending Machine Business
The first thing to consider when starting your own vending machine business is that it is not for slackers. It takes work. Just because you are going into business for yourself, will have no boss to deal with, and pretty much determine your own plans, that doesnt mean the vending machine business ... more...

The Business Failed, But Did You?
Q: After years of dreaming about starting my own business, I finally took the plunge a little over a year ago. To say the least, my dream quickly became a nightmare. The business didn't do nearly as well as I had hoped. I ran out of money within six months and had to take out a second mortgage on ... more...

Loans for Unemployed
It is one of lifes small cruelties that the times when you need credit most badly, are also the times when lenders are least willing to give it to you. When you are finding it hard to meet your obligations, your car payments are behind, your credit cards are all fully loaded, and youre barely ... more...