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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Are Authorized Users at Risk?
January 6, 2003, revised April 23, 2003 "In applying for a mortgage recently, I found that the interest rate quoted was for someone with poor credit, which surprised me. I have never missed a payment on a mortgage, credit card or other debt in my life. My credit report, however, shows ... more...

credit card companies interest rate problems only related definitions

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about credit card companies interest rate problems only

Are Interest Rates Up, Up and Away?
Interest rates have been at their lowest levels in over 40 years. U.S. consumers have been able to purchase previously unaffordable homes, cars and other toys. Many have used cheap home equity loans to remodel, take vacations and pay off credit cards. Students have taken advantage of the ... more...

Making Money with Credit Cards Instead of Spending Money
Is it possible to actually make money with credit cards instead of just using them to spend money? Well, of course for the large credit card companies and banks. But how about for the average person? Is it really possible for the average person to make money in the credit card industry?The ... more...

Debt Reduction Program - Finding The Right Program For You
Find the right debt reduction program begins by asking yourself some key questions. Once you have identified your situation and goals, you can pick the program with the best results.Ask Yourself Some QuestionsWhat kind of debt are you dealing with mortgage or credit cards? How manageable are your ... more...

Credit And Debt Relief--A One Stop Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up her ... more...

Men, Women and Their Finances
What do you worry about most when it comes to your finances and debt or your credit card repayments? It seems that men and women have different outlooks and think differently about their finances. A survey was carried out to see whether men and women thought differently or the same about their ... more...

7 Online Banking Success Stories
You have seen their ads and you may have wondered if they are worth a second look. What am I talking about? Online banks! Also known as internet banks, these are financial institutions who provide the majority of their banking services over the internet. Typically, online banks offer consumers high ... more...

A One Stop Financial Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up her ... more...

Student Credit Cards
STUDENT CREDIT CARDS With graduate debt averaging over 12,000, the ability to spread the cost of further education using a student credit card is obviously attractive. Adding to their appeal is the fact that these cards are relatively easy to obtain. Unlike many standard credit cards, they are ... more...

Credit After Bankruptcy - What To Expect
If you have recently filed bankruptcy, it won't be long before you are starting to ask yourself, "Ok, now, what do I do when I need a loan? Where do I got to get approved? Can I get approved?" Here are some overall basics about getting any kind of credit after a bankruptcy.2-3 Years after ... more...

How To Profit From 0% Interest Credit Cards
Credit cards equal debt, it's almost a universal truth. Almost. It is possible, and is being done right now, to turn a profit from 0% credit cards.Before we get started here are some things you need to realise before you even attempt to profit from these 0% interest credit cards.1. It's no use ... more...

Getting It Even With A Bad Credit Rating
Yes, you can get a credit card even if you have a bad credit rating. So if you have been refraining from applying for a credit card because you have a bad credit rating, you can take a sigh of relief. However, this does not demean the importance of a good credit rating. In fact this could be your ... more...

5 Simple Ways To Lower Your Monthly Bills And Save Lots Of Money!
Here you're going to learn several ways to save money every month by lowering your monthly bills.There are lots of ways to save money, no matter how much of it you have - or don't have!Having struggled for many years paying my own bills, I learned many ways to save money. From simple things like ... more...

How Do You Spell Debt Relief?
Of all the problems possible in a marriage, finances cause the most marital discord. Many singles consider finances to be their most worrisome issue. Many times this is due to a heavy debt burden. Several options exist to help people get debt relief from their unsecured debts. (Unsecured debt is ... more...


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