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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

best mortgage deal real estate prices loans home improvement interest related definitions

Negative Amortization
Negative Amortization Negative amortization, also known as Neg Amortization, NegAm, NegAmMort, occurs when borrower pays back less than the full amount of interest owed to the lender each month. The difference betweeen full interest and paid amount is added to the total amount ... more...

Secondary Mortgage Market
Secondary Mortgage Market The place where primary mortgage lenders sell the mortgages to investors like Fannie Mae or Freddie Mac in order to obtain more funds for originating more new loans. Secondary mortgage market provides liquidity for the lenders. Government-sponsored ... more...

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Real Estate: A Strong Investment
Description: Even in uncertain economic times like these, history shows that real estate is one of the soundest investments a family can make. Also remember that the stock market is not the only place where people can make their fortunes. And also, youll hardly ever hear of real-estate investors ... more...

A Quick Guide to Unsecured Loans
Imagine, falling into an emergency situation with an empty bank account. Does it raise your blood pressure? Doesnt your happiness vanish? Indeed, it does. The matter aggravates when you have no one to bank upon, no property or asset to offer as collateral or you dont want to put your beautiful ... more...

Secured Loans For Home Improvement When You Cant Buy A Luxury Home
A house is just perfect with chipped walls and broken taps. Is it? If you dont think so, then home improvement loans is what you should be looking for. Home improvement is the resort for you, if your home is your personal hideout. Home improvement loans can aid you realize this plan. Home ... more...

A Guide to Banking Services
Many of the important choices that you make in life concern financial matters from choosing investments to shopping for groceries, money is an important part of everything that you do. When it comes time to make a decision concerning how you want to handle your money, it's generally best to know ... more...

Right to Buy: Your Right to Buy Your Home
Right to buy is one of the most popular policies that have a profound social impact increasing the owner occupancy. Right to buy schemes introduced in 1980 has given the right to tenants to buy their property at discounted rates. More than five million council right tenants have become homeowner ... more...

How to Build a Real Estate Investing Power Team
As you continue to read about real estate investing, you will no doubt come across the term 'power team'. What is this 'power team'? A power team is a group of people without whom successful real estate investing becomes very difficult, if not impossible. Included in a power team are at least one ... more...

Secrets of Making Money from Real Estate - Part 4
Analyzing and finding the right property deals:Firstly read my other article on how to Buy the property at a discount, this will cover the basics on how to buy property at a lower than market value price. This is very important because It can completely change the aspects and financing the deal. It ... more...

Home Equity Loans Defined
Home equity loans are a popular way for homeowners to borrow money using the equity in their home as collateral. With this type of loan you can use the equity in your home to finance a multitude of things, from home improvements to large purchases and more. If youre considering a home equity loan ... more...

Negotiating A Short Sale The High Road to Huge Foreclosure Profits
Buying foreclosures can be extremely profitable for real estate investors. However, most of these homeowners are mortgaged to the hilt. They have no equity, and big loan payments. In fact, many actually owe more than the property is worth!Most investors will walk away from these deals because ... more...

So, You Wanna Buy Pre-Foreclosures?
So you wanna buy pre-foreclosures? or at the courthouse steps? So many people ask us about this. Here's our '30 second seminar' on it. If you're going to buy PRE-foreclosures--after the seller is behind on her payments, but before the lender's auction date-then there are some pros and cons to ... more...

Debt Management Plans Suggesting Ways to Survive the Quagmire of Debts
Before delving on what a debt management plan can do for you as an individual or as a business, it will be good to decide its scope. It is a misconception among many people that debt management plans can only be used for eliminating the existing mound of debts. Nevertheless, debt management plans ... more...

Why You Need a Realtor
As you consider selling your home, you might be thinking Why do I need a Realtor, what value does a Sellers Agent bring to the table? There are five areas where I, as a licensed Realtor can help you in your homes sale -SETTING THE PRICEPricing your home is a careful balance. Set the price too low ... more...

Get your Dream Car Get a Car Loan
Youve probably spent years thinking that your dream car is out of your reach. But have you though about a car loan? That car youve always wanted could be just within your grasp!America is a nation of car owners. With over 133 million cars on the road, that means that there are 1.24 cars to every ... more...

Arizona Real Estate: Looking For Paradise Try Arizona's Valley
Always Entertaining Always Fun Great Place to LiveArizona has become a Mecca for anyone looking for opportunity whether its a chance to find a great job, a nice home, enjoy beautiful weather, or an opportunity to partake in the amazing scenery, theres something for everyone. Arizona has seen a ... more...


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