Let the Mortgage Companies Fight for Your Business
The mortgage industry is a highly competitive one, so it is considered wise to shop around for the best deal and let the mortgage companies fight for your business.The mortgage industry exceeds far beyond that of the banks you see on every street corner as you head into town.Besides the banks there ... more...

Kings Bay Georgia Mortgage Information
When choosing the right mortgage company for your home purchase or refinancing, there are a few things to consider.What is this lenders reputation? Does this lender have a proven track record in the community and can they offer you not only the lowest interest rates available, but design a program ... more...

Second Mortgage Loans
A second mortgage is a loan that is secured by the equity in your home. When you obtain a second mortgage loan the lender will place a lien on your house. This lien will be recorded in 2nd position after your primary or 1st mortgage lender's lien, hence the term second mortgage.A second mortgage is ... more...

Advantages Of Mortgage Pre-Approval
There are several advantages to getting mortgage pre-approval before looking for a home.Being pre-approved for a loan lets you know how much you can borrow towards a home, your agent can help you find a home within the loan amount youre pre-approved for, and a seller of a home is more likely to ... more...

Applying for Your First Home Mortgage? What You Need to Know
The following home mortgage tips will help you figure out how to best go about the home mortgage loan process for your situation.Home Mortgage tip #1 Interest RatesBefore applying for your first home mortgage loan you will want to shop around and see what average home mortgage loan rates are. ... more...

Some Mortgage Loans are Available with Absolutely no Money Needed From You
Today, FHA will loan up to 97 percent of the purchase price of a home, meaning a borrower only needs 3 percent. The three percent down payment can come in the form of a gift, and closing costs can be financed into the loan, making this a true no money out of pocket purchase transaction.Now, you may ... more...

How to Find the Best Mortgage
The purchase of a new home is one of the most important decisions you will ever make, and finding the best type of financing for you is crucial. Mortgage financing is a very competitive industry and lenders are currently offering extremely low interest rates and a variety of flexible loan programs ... more...

Mortgage Debt Elimination
The prospect of mortgage debt elimination is something that many Americans are dealing with today. If you are concerned about your current debt situation, constantly trying to eliminate debt from your life, you are not alone.In fact, over half of all American households have trouble meeting their ... more...

How To Save Thousands in Interest on Your Home Mortgage!
So you have a mortgage on your home or planning to get one? Heres something to consider if you want to reduce your interest payment and save on thousands of dollars. Consider going in for a bi-weekly mortgage payment plan.So, what is a bi-weekly mortgage payment plan? The difference in this type of ... more...

Mortgage Questions to Ask Your Lender
Buying and financing a home today can be overwhelming. Here are some questions to ask your lender so that you can make informed decisions.Are both fixed-rate and adjustable mortgage loans available? What is the interest rate?How long can I "lock-in" the financing at the current interest rate?Is a ... more...