Top 10 Things to Consider on Home Loans
Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of Loans-Directory.Org:Down-PaymentFixed Versus Adjustable RateAPRLoan TypesLoan Amount Qualification, IncomeLoan Amount Qualification, ExpensesEmployment and Credit ... more...

Buying a Home After a Foreclosure
Buying a home after a foreclosure is not an impossible task. With some careful planning and some savvy shopping, you can secure a mortgage loan even with a foreclosure in your credit history.Wait At Least Two YearsMortgage lenders focus on the last three years of your credit history when they ... more...

Getting the Best Mortgage Rates in Florida with a Poor Credit History
Florida is a lovely place to have a house in; unfortunately the real estate prices are rather forbidding for most. And for someone with a bad credit past, it gets tougher. However, if Florida real estate has is in your dreams, you can still get a mortgage loan, even with a bad credit if you know ... more...

Mortgage Prepayment Penalties - Just Say No
One of the most common terms found in a new home loan is a prepayment penalty. This type of penalty says that if the borrower pays off the loan early, commonly during the first five years of the loan, then the borrower will be responsible for paying an additional amount of money, typically about ... more...

Real Estate: Will the Mortgage Lending Market Hit the Wall?
At a distance, it is hard to tell when a freight train is about to hit a wall. You might hear screeching, whistle blowing or even screams just minutes before. But what about the drunken mortgage lending market? What sounds should we expect to hear as this market speeds toward the proverbial wall? ... more...

Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments 2. Credit score above 580 3. If bankruptcy, no charge-offs or collection accounts ... more...

Home Loans for People with Bad Credit Using a Sub Prime Mortgage Lender
While traditional mortgage lenders may disqualify you for a mortgage, obtaining a home loan with bad credit is doable. Various lenders are in the business of lending money to people with a few credit blemishes. These may include late payments, missed payments, bankruptcy, foreclosure, etc. Sub ... more...

Home Loans For People With Bad Credit - Tips To Getting Approved Online
Buying a home with bad credit doesnt have to stop you from finding an affordable lender. By shopping online for a lender you can find the best lending rates for your situation. The following search tips will help you get started.Gather Your InformationBefore you begin searching for mortgage quotes, ... more...

California Bad Credit Mortgage Loans How Credit Ratings Affects Approval
Applying and getting approved for home loans with bad credit is doable. Unfortunately, those who accept a bad credit loan must be willing to pay slightly higher interest rates. The average mortgage rate is about 6%. If you have excellent credit, it may be possible to get approved for a home ... more...