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Questions About Mortgage Refinancing
November 4, 2002 "What questions about refinancing are asked most frequently?" The most common question by far is "should I refinance". Usually I can?t answer it because questioners don?t give me all the needed information. If borrowers are looking ... more...

Pros and Cons of Debt Consolidation
May 6, 2002 "I have two mortgages plus a lot of short-term debt with high interest rates. Because my house has appreciated substantially in recent years, I?m sure I can save money by consolidating the short-term debt into one of my mortgages, but which one?" I ... more...

payments calculators related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Delinquency
Delinquency Failure to make payments on time. This can lead to foreclosure. First, a mortgage becomes delinquent, when the borrower stops making payments. Second, the delinquency is either reinstated (payments are resumed) or the lender forecloses. ... more...

More about payments calculators

Get Free payments calculators Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Finding an Auto Loan with Bad Credit
Finding an auto loan online is easy regardless of you credit score. By simply completing a simple one page application hundreds of online lenders who will compete for your loan business. There are certain guidelines you should follow which could help you save money on a car loan even with poor ... more...

Calculating Car Lease Payments - Online Lease Calculator Makes It Easy
One of the first questions that comes to mind when thinking of leasing a car is: "What will my monthly lease payment amount be?" or "How much can I save by leasing when compared to buying?"Getting the answers can be as simple as using an online lease calculator such as the Lease Calculator from ... more...

Debt and Bill Consolidation - Consolidate Debts with No Loan or Credit Check
Debt consolidation has several advantages. For the most part, many consumers are unable to eliminate their debts. High finance charges and late fees keep many people in the hole. Fortunately, there is an easy solution to becoming debt free within a few years. Debt and bill consolidation ... more...

Buying A Home? Reasons to ConsiderFinancing YourNew HomeLoan Online
Financing your new home loan online can save you time and money. With information at your fingertips, you can quickly educate yourself about the loan process and compare mortgage lenders to find the best rates. With 24 hour access to mortgage lenders, you can lower your financing costs from the ... more...

Mortgage Calculator Hopes: The American Dream
A family and a home of my own. These are the dreams of millions of little girls. The harsh reality of adulthood can push those dreams done. Many times it's just because there seems no way. A mortgage calculator can crunch the numbers fast and show what it really takes to into a home. Savings, time ... more...

Home Mortgage Loan Refinance - Refinancing a Fixed Rate Mortgage
Refinancing a fixed rate mortgage is usually only suggested when interest rates fall, but you can also save money by changing your loan terms. You can also pull out part of your equity to pay bills or renovate.Lower Interest RatesIn general when interest rates are at least 1% lower than your ... more...

Refinance Mortgage Rate Calculators - Valuable Tools For Getting The Best Loan
Are you looking for some inside information on refinance mortgage rate calculators? Here's an article that can help provide information for you to find the best rates for your mortgage.Refinancing is a smart move if you want to lower your monthly payment and overall interest on your bills. With ... more...

Budgeting is Bothersome
It doesnt take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mind is to weight gain. A one-week vacation can easily pack on 5 to 7 pounds. Losing that weight however, can take a good month of cardio. Thats no fun, and neither is ... more...

Choosing the Right Auto Loan Online
Buying a new car or a used car need not give you headaches anymore. Getting auto loans has become easy; you can now choose from online auto loan lending networks or get an auto loan from your car dealer. And there are many auto loan options available to choose from.The competition to provide auto ... more...

Reverse Mortgage Calculator
Most seniors who are interested in learning more about the Reverse Mortgage process will often use a Reverse Mortgage Calculator. Most online reverse mortgage calculators require the current value of the home in question, the total amount of any liens on the property, the ages of any individuals on ... more...