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Hello, my name is Jennifer Hershey and I have been working in the mortgage industry for more than twenty years.

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Closing Costs, Fees and Points Explained
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Whom Can You Trust?
Obtaining a mortgage and finding a house are two very complicated, time-consuming things to do. The mortgage industry is
Locating a Down Payment
If you are a saver, and many of you are, than the need to locate a down payment will not be an issue for you. But there are also...>>
Getting Preapproved
For a first time home buyer, you are taking on a monumental task, undoubtedly the largest task you will ever venture upon...>>.

The materials, articles, how-to’s, and definitions have been put together on this site. And, I have weeded out all the jargon and terms that you can’t even find in Websters dictionary. I started out long before the Internet became a part of the main stream. So if I wasn’t picking the brains of my older more experienced colleagues, I would often find myself at the local library educating about mortgages and real estate.

Imperfect Credit? >>
Should I Pay Points? >>
Reverse Mortgage >> Prepayment Penalty >>
Fixed Rate vs, Variable >> Search My Library >>
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